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Teso Kingdom crestTeso KingdomOffice of Emorimor Papa ItesoCustodians of Iteso heritage, values and traditions
Crops cover

Crop Cover

Protect the season's harvest against drought, floods, pests and hail

Covers the expected value of the crops you plant, by field and acreage, against drought, floods and heavy rain, pests and disease outbreaks, and hail. Part of the premium is paid by the Government through the Uganda Agriculture Insurance Scheme where the scheme applies.

What is covered
  • Pays for the share of the harvest lost, up to the insured value
  • Drought, floods, hail and windstorm
  • Pests and disease outbreaks beyond the farmer's control
  • Premium subsidised for eligible farmers
What is not covered
  • Losses in the first 14 days after planting is insured
  • Poor farming practice or failure to weed
  • Theft of crops
  • Losses not reported within 3 days
Key terms
Price
5% a year of the value insured, at least UGX 15,000 a year. 30% of the premium is paid by Government of Uganda — Uganda Agriculture Insurance Scheme (UAIS) for eligible members
Pay
Yearly
Who can join
Main member aged 18 to any age
Waiting period
14 days for natural causes; accidents covered from the first paid premium
Late premiums
14 days' grace; after that the policy lapses. Pay everything overdue within 30 days to reinstate it.
Term
12 months, renewable
Excess
You pay the first 10% of each claim
Claims
Report within 3 days. We aim to settle complete claims within 21 days.
Changing your mind
Cancel within 7 days for a full refund, if you have not claimed
Underwritten by
Teso Kingdom
Documents for a claim
  • Every claim: Photos of the damaged field, LC1 or extension officer's letter confirming the loss
Get a price and apply

Apply for Crop Cover

1 Your cover
2 About you
3 Your fields

List each field with its acreage and the value of the harvest you expect.

• A few questions

Answer honestly: a claim can be refused if an answer was untrue. A "yes" doesn't mean no; it means an underwriter looks at your application.

Has this land lost a harvest to flooding in the last three seasons?
• Claims are paid to
Your premium—List at least one thing to insure, with its value.