Protect the season's harvest against drought, floods, pests and hail
Covers the expected value of the crops you plant, by field and acreage, against drought, floods and heavy rain, pests and disease outbreaks, and hail. Part of the premium is paid by the Government through the Uganda Agriculture Insurance Scheme where the scheme applies.
What is covered
- Pays for the share of the harvest lost, up to the insured value
- Drought, floods, hail and windstorm
- Pests and disease outbreaks beyond the farmer's control
- Premium subsidised for eligible farmers
What is not covered
- Losses in the first 14 days after planting is insured
- Poor farming practice or failure to weed
- Theft of crops
- Losses not reported within 3 days
- Price
- 5% a year of the value insured, at least UGX 15,000 a year. 30% of the premium is paid by Government of Uganda — Uganda Agriculture Insurance Scheme (UAIS) for eligible members
- Pay
- Yearly
- Who can join
- Main member aged 18 to any age
- Waiting period
- 14 days for natural causes; accidents covered from the first paid premium
- Late premiums
- 14 days' grace; after that the policy lapses. Pay everything overdue within 30 days to reinstate it.
- Term
- 12 months, renewable
- Excess
- You pay the first 10% of each claim
- Claims
- Report within 3 days. We aim to settle complete claims within 21 days.
- Changing your mind
- Cancel within 7 days for a full refund, if you have not claimed
- Underwritten by
- Teso Kingdom
- Every claim: Photos of the damaged field, LC1 or extension officer's letter confirming the loss
Get a price and apply
